Equitable Advisors' Approach

Consultative advice
Equitable Advisors focuses on a consultative relationship, so your specific needs can be better addressed. You can choose how much or how little you would like to be involved in managing your finances, and receive professional guidance in a way that fits easily into your lifestyle.

Focus on your goals
To help you reach your goals, we start by outlining each of them in light of your current situation, and identify the gaps and opportunities in your financial strategies. We can then work together to outline options customized to your situation.

Financial education
We can help you sort through all the financial information and choises available today, and determine what is relevant to your needs.

Planning for each life stage
We strive to develop lifelong relationships, working with you to adjust your financial strategies when life events, the economic environment or legislative changes affect your situation. As a result, you can feel in control of your financial well-being, and confident that you are doing all you can to prepare for your future.

All decisions are connected. So, while it is important to address each concern individually, it is even more crucial to asses how they interact.

At Equitable Advisors, we can help you evaluate each of your goals in the context of one comprehensive, integrated strategy.

1. Financial position

   • How do your assets compare to your liabilities?
   • Have you established an emergency reserve?
   • Do you know how you spend your money each month?
     
     
2. Risk Management
   • Have you adequately planned to provide for your family in the event of death, disability or long-term care need?
     
     
3. Retirement planning
   • Do you know how much income you might need when you retire?
   • Will you have the freedom to enjoy the lifestyle you worked so hard to achieve?
     
     
4. Investments
   • Are you planning to save for a specific expense, such as your children's education or a new home?
   • Are you confident that your investment strategy can allow you to achieve your goals?
     
     
5. Income taxes
   • Have you estimated your taxable income and its impact on your savings and investment programs?
   • Are you concerned about reducing potential federal and estate taxes?
     
     
6. Estate planning and wealth preservation strategies
   • Have you arranged for the efficient transfer of assets to your heirs?
   • Do you know how your assets will transfer, and have you prepared your family?
   • Do you have a power of attorney?
   • Do you have a living will?