Financial Position
- How do your assets compare to your liabilities?
- Have you established an emergency reserve?
- Do you know how you spend your money each month?
Risk Management
- Have you adequately planned to provide for your family in the event of death, disability or long-term care need?
Retirement Planning
- Do you know how much income you might need when you retire?
- Will you have the freedom to enjoy the lifestyle you worked so hard to achieve?
Investments
- Are you planning to save for a specific expense, such as your children's education or a new home?
- Are you confident that your investment strategy can allow you to achieve your goals?
Income Taxes
- Have you estimated your taxable income and its impact on your savings and investment programs?
- Are you concerned about reducing potential federal and estate taxes?
Estate Planning & Wealth Preservation Strategies
- Have you arranged for the efficient transfer of assets to your heirs?
- Do you know how your assets will transfer, and have you prepared your family?
- Do you have a power of attorney?
- Do you have a living will?
